To be able to deposit checks electronically, you must have a check scanner as well as Remote Deposit software. You scan a check using the software and a digital version of the check is sent through the bank clearing system. The physical check does not need to be processed any further through the check clearing system as it has been electronically captured. With Remote Deposit Capture (RDC), businesses gain access to funds from check deposits sooner and they save time and money by handling check deposits on site, avoiding trips to the bank. As a result, RDC is one of the fastest growing payment methods in America today. This has created the opportunity to deliver a product with a clear value proposition to an untapped market: American small business. TPG’s Simplicity! is designed to make Remote Deposit Capture easy to adopt, easy to use and easy to maintain. It is the perfect RDC product for small business. TPG has also created an ISO program that is very profitable. TPG’s RDC products enable ISOs to build loyalty and broaden valuable long term relationships with merchants.electronic data and provide substitute checks or IRDs to those banks and customers who have not agreed to accept the electronic records or images of the original paper checks. Check 21 enables the elimination of many costly check processing steps and facilitates the development of improvements to back office check handling operations.