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Accept card payments wherever your business takes you. | |
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Now there's nothing standing between you and the sale. Expand your customer base,
reduce transaction fees and break down barriers to business growth with the simple
swipe of a card. With PAYware Mobile, credit card processing is as mobile as your
iPhone.
Q: What do I need before I can start taking payments with PAYware Mobile? A: All you need ius an iPhone 3G or 3GS - we provide the rest. If you don't currently have a merchant account, we can set one up for you through one of our trusted card processing partners. Q: How does it work? A: The iPhone credit card encryption sleeve installation is easy. The sleeve simply plugs into the iPhone dock connector and cradles the phone. Downloading the application is easy as well - iPhone users can simply download it from the iPhone App Store as they would any other app. The PAYware Mobile application is free. The PAYware Mobile software application handles the communication between our secure payment gateway, PAYware Connect, and your device. The app works in conjunction with PAYware Connect and offers a variety of benefits such as transaction reporting and VeriShield Protect data encryption. Q: Where do I buy the card encryption sleeve and the application? A: We can provide you with a PAYware Mobile card encryption sleeve and the application is available for free on the App Store. Q: What is a merchant account? A: A merchant account is a type of bank account that allows a business to accept debit & credit cards from their customers while making a deposit of those transactions into their bank account. OR This is an agreement between a retailer/merchant (like yourself), a merchant bank and payment processor for the settlement of credit card and/or debit card transactions. Q: What is a payment gateway account? A: A payment gateway account is an internet service provider that offers secure debit & credit card authorization and settlement via the internet. The transaction from the iPhone is sent through the gateway to the appropriate processor. In order to process transactions, you must contract for gateway services. Q: I already have a merchant account. Will my account work with PAYware Mobile? A: PAYware Mobile uses VeriFone's PAYware Connect payment gateway to process payments. Since the payment gateway is certified to process with virtually any payment processor, it is very likely that you can maintain your existing merchant account. We will work with you and your processing bank or ISO to facilitate your current processing structure. Q: How do I provide a receipt to my customers? A: You can easily configure customized receipts to be emailed to your customer. A record of the transaction is accessible in the application and the PAYware Connect online portal, where you can reprint receipts and view transaction history. Receipts contain all necessary information required by payment processing regulations. The headers and footers of the receipt are customizable via the Merchant Portal on the PAYware Connect gateway. Q: Is the PWM payment application secure? A: Yes. PAYware Mobile is validated against the PCI SSC's (PCI Security Standards Council) strict regulations. The PAYware Mobile software application is PA DSS 1.2 (Payment Application Data Security Standards) approved by the PCI SSC. PAYware Mobile when used with the credit card encryption sleeve provides "end-to-end encryption" of all card holder information. This exclusive PAYware Mobile feature literally protects your customer’s information at the exact instant it is swiped through the sleeve. There is no more definitive security that you could offer your customers. Q: Is PAYware Mobile available without a contract? A: Yes, through The Phoenix Group, we offer month-to-month plans which do not involve a contract, as well as long term plans which do involve a contract. PAYware Mobile is available with pricing and contract options designed to meet your needs. When your account is setup, we will provide you with the best options to meet your business needs. Q: What about sales tax? A: PAYware Mobile includes the ability to specify what tax percent to use for each sale. This can be changed on the go, since tax rates vary from place to place. Q: Is the PAYware Connect gateway fee invoiced separately? A: Merchants will receive one consolidated invoice from their merchant services provider. |
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